Hourly to Annual Salary Converter
Convert your hourly wage into an annual, monthly, biweekly, weekly, and daily salary. Factor in overtime and unpaid time off to see what you’ll actually take home before taxes.
Annual salary (gross)
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Based on — of paid work per year. Before taxes.
Monthly
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Biweekly (every 2 weeks)
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Weekly
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Daily (5-day week)
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Effective hourly rate
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Pay periods per year
26
Annual pay breakdown
How to convert hourly pay to a salary
The basic formula is hourly rate × hours per week × weeks per year. For a full-time worker at 40 hours and 52 weeks, that’s 2,080 hours per year. So $25/hr equals $25 × 2,080 = $52,000 per year before taxes.
- Hourly rate — your base pay per hour, gross (before federal, state, FICA, and other withholdings).
- Hours per week — your typical regular schedule. Full-time is usually 40; part-time varies.
- Weeks per year — 52 if you work year-round. Seasonal or contract workers may enter fewer.
- Time off — vacation, holidays, and sick leave. If your employer pays you during these weeks (PTO), select “Paid”; otherwise select “Unpaid” and your worked weeks are reduced.
- Overtime — under the U.S. Fair Labor Standards Act, non-exempt employees earn 1.5x pay for hours worked above 40 in a week. Some union or state rules use 2x (“double time”) on certain shifts.
Tip: Use the “effective hourly rate” stat to compare jobs that bundle overtime or unpaid leave differently. It tells you what each hour you actually work is worth.
This calculator shows gross (pre-tax) pay only. Take-home pay will be lower after federal income tax, FICA (Social Security + Medicare), state tax, and any pre-tax deductions like 401(k) or health insurance. This is not financial advice.
Whether you’re comparing a job offer to your current position, negotiating a raise, or just trying to understand what your hourly rate actually adds up to over a year, this converter does the math instantly. Enter your hourly rate and schedule, and it calculates your gross annual salary plus monthly, biweekly, weekly, and daily equivalents. Add overtime hours or unpaid time off and the numbers update to reflect what you’ll actually earn — not just what a simple 40-hours-times-52-weeks formula would suggest.
Hourly rate — your base pay per hour before any taxes or deductions. This is the gross rate, so the annual figures shown are also gross. Take-home pay will be lower once federal income tax, FICA, state taxes, and pre-tax deductions like 401(k) contributions are subtracted.
Hours per week — your standard regular schedule, not counting overtime. Full-time employment is typically 40 hours; part-time positions vary widely. Enter whatever reflects your actual recurring schedule.
Weeks per year — 52 for year-round employees. Seasonal workers, contractors, or anyone taking an extended leave should enter the number of weeks they actually work, which will reduce the annual total accordingly.
Time off per year — vacation days, paid holidays, and any other leave, expressed in weeks. Two weeks of vacation equals 2 here; ten federal holidays add roughly 0.4 weeks on top of that. Whether this time off is paid or unpaid changes the annual total significantly, which is why the next field matters.
Is your time off paid? — if your employer pays you during vacation and holidays (standard PTO), select “Paid” and those weeks still count toward your annual earnings. If your time off is unpaid — common for hourly contract workers — select “Unpaid” and the calculator subtracts those weeks from your paid working time, giving you a lower but more accurate annual figure.
Overtime hours per week — the average number of hours per week you work above your regular schedule. These are calculated separately from regular hours and paid at the overtime multiplier you select. Enter 0 if overtime is not part of your situation.
Overtime pay multiplier — U.S. federal law under the Fair Labor Standards Act requires time-and-a-half (1.5x) for non-exempt employees working more than 40 hours in a week. Some union contracts or state laws provide double time (2x) for certain shifts or holiday work. Straight time (1x) applies in cases where overtime isn’t legally required.
The effective hourly rate shown in the results is worth paying close attention to when comparing jobs. It divides your total annual earnings by total hours actually worked, accounting for overtime and any unpaid leave. Two jobs with the same base rate can have meaningfully different effective rates depending on their overtime expectations and PTO policies.
Once you know your annual gross, the Tax Refund Estimator gives you a quick estimate of your federal tax bill and likely refund.
Plug your monthly take-home into the Budget Calculator to build a 50/30/20 spending plan around your actual income.
Evaluating whether you can afford a loan at this wage? The Loan Payment Calculator shows the monthly payment for any amount and term.
All figures shown are gross pay before taxes. Take-home pay will be lower after federal income tax, FICA (Social Security and Medicare), state income tax, and any pre-tax deductions such as 401(k) contributions or health insurance premiums. This is not financial advice.